A+ Federal Credit Union values all members and strives to offer benefits that will help your financial well-being. If you’re considering a move to Central Texas, finding a local financial institution is an important step in the planning process. Other planning tips include:

  • Create a moving budget with items such as gas, meals on the road, and packing materials.
  • Recycle moving boxes from neighbors, family, and friends.
  • Sell unwanted items to make extra money.
  • Make a list of all the utilities you need to cancel at your old home and turn on at your new one so nothing is forgotten.
  • Consider if you need movers. It may be necessary depending on how far you’re moving or how many items you’re packing up, but it can take a big chunk out of your budget.

Ready to join your local credit union? Here are five member benefits to take advantage of when you join A+FCU.

Cash-Back Checking

The Cash-Back Checking account can help you simultaneously spend and save. There’s no minimum balance, costs $0 to open, has no monthly fees, and earns unlimited cash back. Every time you use your A+FCU debit card for everyday purchases, you’ll earn up to 10¢.

The best part? Every month that cash back is deposited into your savings account so you can see how much you earn and watch your savings increase.

A+ Mobile App

The A+ Mobile App allows members to manage their finances on the go. You can check balances, apply for loans, pay bills, and make check deposits. A+FCU also offers free member-to-member transfers, which you can complete on the app.

You can also use the Financial Tools to depict a true Net Worth, track spending habits, debits, and trends, and aggregate other banking accounts to get a complete picture of your finances.

Member Discounts

Did you know there are many discounts available to you when you become an A+FCU member? Save money on tax preparation, earn rewards on popular phone plans, enjoy discounts on insurance coverage, and more.


In early 2018, A+FCU partnered with BALANCE, a financial counseling program designed to assist with any financial hurdles you might face. You can call them for financial coaching, speak with a counselor to review credit history, or attend a monthly webinar to learn about a specific topic – all for free with your credit union membership.

A+ credit union

Have Fun While Saving

Once you become a member, open a prize-linked share certificate, Save to Win®. Every $25 increase in month-over-month balance gets you one entry into the monthly and quarterly prize drawings. You’ll keep the deposits made and dividends earned regardless of the lottery drawing results.


Keep these benefits in mind the next time you need something from a financial institution. A+ Federal Credit Union is happy to help with saving, education, and any other financial needs you have.

Visit aplusfcu.org to learn more and click Become a Member to join today.


Membership required. Insured by NCUA. 

Cash-Back Checking: eStatements and debit card required. All checking accounts screened through ChexSystems. Earn 5¢ cash back on PIN-based debit card purchases and 10¢ cash back on signature-based debit card purchases. Cash back deposited monthly to Membership Savings account. Conditions and restrictions may apply. Subject to change without notice.

Save to Win: Conditions and restrictions may apply. Subject to change without notice. View the 2020 Official Rules.