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Shopping for a loan can be a challenging experience, but with the right loan officer that knows the business and understands your needs, you can get the best rate and realize your dreams of home ownership. Learn what a mortgage lender does, how to choose between mortgage lenders, and important terms to know before selecting a mortgage lender. Offering residential mortgage solutions for both individuals and business entities (LLC, Partnerships, Trusts and Corporations), SouthStar Bank can help you achieve your home ownership, real estate investment and financial goals.
Why Should I Choose SouthStar Bank as My Mortgage Lender?
We’ve assisted thousands of customers throughout Central Texas in realizing their dreams of buying a home or investing in property. We’re a valuable partner with extensive knowledge of the real estate and lending marketplace, whether you’re a first-time homeowner, purchasing a vacation home or need cash from your home equity to pay for remodeling costs or other expenses.
Unlike other mortgage lenders, SouthStar Bank offers both portfolio lending options through our Star Advantage Program as well as traditional mortgage products, including those offered by Fannie Mae, Freddie Mac, VA and FHA. We understand that not all borrowers have the same qualifications. By understanding our borrowers’ entire financial picture, we can approve loans that often don’t qualify under traditionally strict mortgage parameters. These portfolio loans, also referred to as bank-held loans, offer common-sense flexibility.
SouthStar Bank is committed to outstanding customer service, which includes walking you through the mortgage process, from start to finish. Whether you are in the market for a downtown Austin high-rise, a ranch in East Texas to spread your wings, or a rehab starter home — we have a loan to fit your needs. We’re not scared away by non-warrantable condos, barndominiums or even tiny homes. We understand that our clients are unique, and their loans should be too.
All decisions are handled in our local office, so you won’t have to wait for your loan application to move through an out-of-state loan review committee. This streamlines the entire process for a faster, more transparent and satisfying experience.
To begin, complete our easy online application.