Relocating to Austin marks an exciting new chapter for you and your family. As you settle into this vibrant, fast-growing city, having a trusted financial partner can make all the difference. SouthStar Bank’s home loan programs are designed to support newcomers at every stage of the homebuying journey, offering personalized guidance, local market expertise, and financing solutions tailored to your lifestyle and goals. Rooted in community banking and backed by more than a century of experience, SouthStar Bank understands what it takes to help individuals and families make Austin their new home.

Austin’s housing market is dynamic, and working with a lender who understands the area can make all the difference. With over 105 years in business, SouthStar Bank combines deep local insight with personalized service. Our experienced mortgage team takes the time to understand your relocation needs, clearly explain your options, and help you move forward with confidence—from application through closing.

Home Loan Options for Life in Austin

Whether you’re buying your first home in the city, building a custom home, or refinancing after your move, SouthStar Bank offers a range of home loan programs to meet your needs:

• Traditional Mortgage Loans: Competitive financing options for primary residences, second homes, or investment properties in the Austin area.
• First-Time Homebuyer Programs: Ideal for buyers new to homeownership or new to the Austin market, with support and solutions that make the process easier to navigate.
• Construction Loans: Planning to build your dream home in Austin? SouthStar Bank’s construction loans provide financing from the planning stage through move-in day.
• Refinancing: If you’re looking to lower your interest rate, reduce monthly payments, or access your home’s equity, SouthStar offers refinancing solutions tailored to your financial goals.

Decisions Made Locally

SouthStar Bank prides itself on local decision-making and hands-on service. During the loan process, you’ll work directly with a dedicated lending team that values clear communication and efficiency, helping make your move and home purchase as seamless as possible—without the hassle often associated with large, national lenders.

More Than a Mortgage—A Banking Partner

As you start to put down roots in Austin, SouthStar Bank is here for the long term. Our commitment to community, personalized service, and financial excellence means you’ll have a trusted partner on closing day and beyond.

Ready to make Austin home? Visit SouthStar Bank online or stop by one of our Austin-area locations to learn more about home loan programs designed to help you settle in with confidence.

All loans subject to approval. Other fees and restrictions may apply. NMLS #410624. Member FDIC. Equal Housing Lender.