Navigating Healthcare in Austin
Moda Health Should Be Your First Stop
Published on: May 21, 2024
Father holding his baby boy with matching haircut
Photo By: Kelly Sikkema

As you settle into your new digs amidst the live music scene, delicious food trucks, and stunning scenery, prioritizing your health becomes even more important. Fortunately, Austin offers a robust healthcare system, and Moda Health stands out as a reliable partner for newcomers navigating their health insurance options.

Local Expertise, National Strength: Established in 1955, Moda Health boasts a rich history of providing high-quality health plans. Importantly for Austin newcomers they have a deep understanding of the local healthcare landscape. This translates to plans tailored to the specific needs of residents in the greater Austin area, encompassing Hays, Travis, and Williamson counties.

The Moda Select Network: Your Gateway to Quality Care

At the heart of Moda Health’s offerings lies the Moda Select Network. This network comprises a meticulously chosen group of healthcare providers, including:

  • Primary Care Physicians (PCPs): These doctors serve as your first point of contact for routine checkups, preventive care, and referrals to specialists if needed.
  • Specialists: From cardiologists and dermatologists to ophthalmologists and orthopedists, the Moda Select Network boasts a wide range of specialists catering to diverse medical needs.
  • Partner Health Systems: Renowned names like Austin Diagnostic Clinic, Austin Regional Clinic, Capital Area Primary Care Providers, St. David’s HealthCare, and more are all part of the network, ensuring access to top-tier medical facilities.

The Moda Select Network prioritizes a personalized care experience. This means your PCP will coordinate your care, working seamlessly with specialists within the network to ensure a holistic approach to your health. This integrated system fosters continuity and avoids the hassle of navigating out-of-network providers.

Finding Your Perfect Fit:

Moda Health offers a variety of individual and family medical plans. Residents and newcomers to Austin can explore these plans on the Moda Health website:

Here are some key factors to consider when choosing a plan:

  • Deductible: This is the out-of-pocket amount before your insurance kicks in. Higher deductibles typically translate to lower monthly premiums.
  • Copay: This is a fixed amount you pay for specific covered services, like doctor visits or prescriptions.
  • Coinsurance: After you meet your deductible, you may still owe a percentage of the cost of covered services.

Moda Health provides helpful resources and tools to guide you through the selection process. They also offer expert guidance from their customer service team to ensure you choose the plan that best aligns with your health needs and budget.

Beyond Medical Coverage: A Focus on Wellness

Moda Health goes beyond simply providing health insurance. They understand that prevention is key to maintaining good health. This is reflected in their commitment to providing members with helpful wellness services, tools, and programs. These may include:

  • Telehealth services: This option allows you to consult with a doctor virtually, eliminating the need for in-person visits for minor ailments or follow-up appointments.
  • Wellness programs: Moda Health may offer programs designed to help you manage chronic conditions, lose weight, or quit smoking.
  • Educational resources: The company provides access to valuable information on various health topics, empowering you to make informed decisions about your well-being.

Additional Perks for Newcomers

As a newcomer to Austin, you might be unfamiliar with the local healthcare landscape. Moda Health understands these challenges and offers additional resources to ease your transition:

  • Provider search tool: Easily locate in-network doctors, specialists, and hospitals within the Moda Select Network,
  • Member portal: Manage your plan online, view claims history, and access valuable resources.

Settling into a new city can be overwhelming, but securing reliable health insurance shouldn’t be. With its focus on local expertise, a comprehensive network of providers, and a commitment to wellness, Moda Health is a perfect partner for newcomers navigating the Austin healthcare system. Explore their plans, connect with their customer service team, and embark on your Austin adventure with peace of mind, knowing your health is well-covered.

Editor Note: Moda Health did not provide information for this article.